Learn the building blocks of smart borrowing and strong credit habits in this practical workshop with the Washington Office of the State Treasurer. We’ll cover how credit works, what shows up on a credit report, and how to read it. You’ll learn the difference between “good” and “bad” credit, how credit scores are calculated, and who uses them. We’ll also dig into credit terminology, red flags to watch for, the 20/10 rule for debt, and tips for establishing or improving your credit history—including the importance of a debt-payment plan. Bring your questions!
This session is part of the Library’s fall Financial Workshop Series.
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